For the first time in several months, you move into a new month with planetary activity in one of your two money houses and that this should be the first month of a new financial year makes this an opportunity for a fresh start. That planet is Venus, with the planet of money having returned to your financial sector just before Christmas. The Sun will always end January in your financial sector, so it is not rare to have planetary activity here at this time of year but starting the year with Venus here on her own is an advantage. This year the Sun, Mercury, Venus, Mars and Saturn will all spend time in your financial sector and Saturn and Jupiter will end the year here. So while there wasn't a lot of planetary activity here last year, 2020 is set to be a big year for money matters. This is what makes starting the year with Venus here auspicious, for while the Sun will return on 21st January to turn the solar spotlight onto your financial situation and money matters, she will be gone by then. Venus is only in your financial sector until 14th January and with Mercury not returning with the smart head for money needed to get your head in the game until 17th January, at no time is she required to get real. This makes Venus' time here all about fuelling your financial confidence and updating your financial wish list. There will be plenty of time to focus on the 'when, where and how', with Venus able to focus exclusively on the 'what'. That focus on the 'when, where and how' will begin with Mercury's return on 17th January and will continue with the Sun's return on 21st January. It is the Moon's first visit to your financial sector for the year, from 25th January to 27th January that will also create the first New Moon of 2020, which will fall here on 25th January. In the meantime, while there is a lot of activity in your financial sector, where the focus is more on what you do with and how you manage the money you have, there is no planetary activity in your income sector. This makes the Moon's first visit to your income sector for the year important, especially as this will give you a sharp nose for money from 12th January to 14th January and during Mars' early weeks in your work sector.